Coldwell Banker Residential Brokerage, Licensed in Arizona - Phoenix, AZ - (800) 736-2610 Linda Lightfoot Managing Broker - Martha Appel Designated Broker

UNDER WATER MORTGAGE ASSISTANCE
CONTACT US TODAY   I Have A Question About Short Sales

If you are like thousands of homeowner who find themselves with a home mortgage balance that is greater than the value of the home, then you need to watch these videos. 

 

VIDEO CLICK NOW to learn about a "A Path to a More Affordable Mortgage"

VIDEO CLICK NOW to learn how to "Avoid Foreclosure: Know Your Options"

 VIDEO CLICK NOW to learn how to make "A Graceful Exit And Avoid A Disappointing Foreclosure"

VIDEO CLICK NOW to learn why "You're In The Driver's Seat"

VIDEO CLICK NOW to learn if a "A HAFA Short Sale Could Be Right For You"

 

VA LOANS
If you have VA loan, you have incredible protections from your lender/bank when they agree to allow you to complete a short sale.  If you are struggling to make your mortgage payment, there may be options available to you to avoid foreclosure.

If you are an active duty soldier, there are extended protections, from being sued by your lender, that you may not know about. 

FHA LOANS
If you have an FHA loan, and you find yourself faced with financial challenges making your mortgage payment, don't stress, there may yet be a way to restructure your FHA loan using HUD sanctioned protocols.  And... even if you do not qualify for an FHA workout plan, there may still be options available to you to avoid foreclosure.

FANNIE MAE & FREDDIE MAC LOANS (aka GSE LOANS)
Fannie Mae and Freddie Mac announced recently, a new effort called the "Streamlined Modification Initiative", borrowers with mortgages backed by Fannie Mae and Freddie Mac who are at least 90 days behind on payments will start receiving offers from lenders to lower their mortgage payments. READ MORE HERE.  And even if you don't fit into this new initiative, and you don't want to suffer the stigma of a foreclosure, there may be ways to salvage your ability to buy a home again, in as little as 24 months.

PROBATE and/or ESTATE SHORT SALES
All too often the executor or executrix of an estate can find themselves overseeing the disposition of a loved ones former home.  Sometimes these homes are encumbered with mortgage balances that are far greater than the actual value of the home.  It is always wise to listen to and act upon the wisdom and guidance of the estate attorney.  We are available to the executor or executrix of any estate if the estate attorney sees logic in liquidating the real estate through the short sale process, regardless of the type of loan involved. 

ALL OTHER CONVENTIONAL LOANS
For those of you who have a conventional loan, that is not owned by Fannie Mae or Freddie Mac, there are still options open to you to avoid foreclosure, even if you are just weeks away from the sale of your home at a trustee auction.  The "Making Home Affordable Program" or HAMP provides incredible opportunities to mitigate the financial damage, to homeowners who find it necessary to sell their home for less than the full balance of the mortgage, a process commonly known as a 'short sale'. 

RELOCATION FINANCIAL ASSISTANCE
The short sale process can offer departing homeowners financial assistance to relocate to their next home.  If the homeowner qualifies for and is approved for financial assistance, it is possible... depending on the short sale program used and assuming the loan is not a VA, FHA, USDA or IDA Bond, for the homeowner to receive anywhere from $3,000 upward to tens of thousands of dollars from the bank that approves the short sale.  However that is not to suggest that the homeowner with a VA, FHA, USDA or IDA Bond loan is left out in the cold.  A homeowner with a VA loan could receive $1,500 in relocation assistance and a homeowner with an FHA loan could receive up to $1,000 in relocation assistance for completing a successful short sale.

Learn if you qualify for relocation assistance funding.  Learn if you qualify for state assistance if you must short sell your home. Learn how a short sale could or may not or will not effect your security clearance. Learn what additional benefits have emerged EXCLUSIVELY to protect the military. Learn what the VA and FHA has to say about the short sale of a VA loan. CLICK NOW to check out some of the comments from just a few of our military family.

Click NOW to send an eMail and ask:
Do I qualify for a "NO Negative Credit Reporting for Some Military Short Sales?"

CLICK NOW to read a few Testimonials from Our Military Family

CLICK HERE to connect to us NOW by Phone

Visit us at http://ShortSale.AirForceHomeSeller.info
or
Visit us at http://HAP.AirForceHomeSeller.info
The HAP Program is CLOSED as of 30 September 2012.

Call us for details 602-796-5674
or
CLICK HERE to connect to us NOW by Phone

If you have landed on this page from a search at http://arizona.realestaterama.com please let us know how we can be of assistance

WORK IN PROGRESS
Under Constructions
UNDER CONSTRUCTION

Rescue is on its way

REGISTRATION CLOSED! for June 21st 2012 Underwater Mortgage! Know Your Options!:
Seminar / San Tan Ford, 1429 East Motorplex Loop in Gilbert

REGISTERATION CLOSED! for May 3rd 2012 Underwater Mortgage! Know Your Options!:
Seminar / 1416 N Litchfield Rd, Goodyear

REGISTER CLOSED! for May 31st 2012 Underwater Mortgage! Know Your Options!:
Seminar / 10446 N. 74th Street, Suite 100 in Scottsdale

REGISTERATION CLOSED! June 7th 2012 for Underwater Mortgage Work Shop! Know Your Options!:
Seminar / 9001 W. Union Hills Dr., Peoria, AZ 85382

 

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